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Zillion Infotech and Bloxbitz are working together to explore strategic business opportunities, referral initiatives, and future technology collaborations. Our shared focus is on delivering greater value, fostering innovation, and building long-term business relationships.
Have an ambitious idea, technology challenge, or ecosystem to build? Let's talk.
We build UPI payment apps, digital lending platforms, loan management systems and investment apps for NBFCs, banks, cooperative societies and fintech startups across India, designed around RBI and SEBI guidelines.
India has one of the world's most advanced digital public infrastructures, with UPI, Aadhaar eKYC, DigiLocker and the Account Aggregator framework. Using it well is now the difference between a fast-growing fintech and one that stalls.
At the same time, RBI rules on digital lending, data storage and outsourcing keep getting stricter.
These are the challenges Indian financial businesses discuss with us most:
Digital lending rules, data localisation and fair practices codes change how loans are disbursed, collected and disclosed.
Physical KYC, branch visits and manual document checks lose customers before their account or loan is approved.
Many borrowers lack a long credit history, so bureau scores alone cannot assess their risk well.
Rising digital fraud and manual collections hurt portfolio quality, especially for small-ticket loans.
Software built on India Stack that makes onboarding instant, lending smarter and payments effortless.
Payment apps and merchant solutions built on UPI, cards and payment gateways, including QR payments, AutoPay and bill payments.
What's included
Loan origination and management systems for NBFCs and banks, with Key Fact Statements, direct disbursal and RBI-aligned workflows.
What's included
Paperless onboarding with Aadhaar eKYC, PAN verification, DigiLocker and RBI-compliant video KYC.
What's included
Fetch bank statements and financial data with customer consent through the Account Aggregator framework for faster, fairer underwriting.
What's included
Mutual fund, stock and goal-based investing apps with smooth onboarding and clear portfolio tracking.
What's included
Smart collection tools and dashboards that predict delinquencies and send reminders in the customer's language.
What's included
Design, development, AI and testing for financial products in the Indian market.
Build LOS, LMS and core financial software tailored to your lending or payments business.
Launch secure payment, lending and investment apps for Android and iOS users.
Apply AI to credit scoring, fraud detection and multilingual customer support.
Offer your lending or compliance tool as SaaS to NBFCs and cooperative banks.
Create fast, secure customer portals and partner dashboards.
Test security, payment flows and regulatory journeys before every release.
We combine product speed with the controls auditors, partner banks and regulators expect.
We define the customer journey and map the RBI, SEBI or NPCI requirements that apply to each step.
We help you choose and integrate KYC, payment, bureau and Account Aggregator partners that fit your volumes.
We develop with encryption and audit trails, and store payment data on servers in India, as RBI data localisation requires.
We run VAPT, payment and loan journey testing, and support CERT-In empanelled audits where needed.
We go live, monitor transactions and fraud signals, and add products and partners as you grow.
Financial and insurance software our team has designed and built for clients.
AI-powered enterprise platform for automating workflows, document processing, and contextual decision-making securely.
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Digital claims management platform that simplifies and automates the insurance claims process for users with transparent tracking.
View Project
Bilingual auto insurance platform providing fast, personalized quotes with dynamic question-based workflows for English and Spanish users.
View Project
Yes. We build lending journeys with Key Fact Statements, direct disbursal to the borrower's bank account, a cooling-off period and clear grievance redressal, as the RBI guidelines require.
Share your lending, payments or investment idea. We will map the regulatory journey, partners and a phased plan to launch.